IFS reports sustained growth and solid results in the Third Quarter of 2025

Lima, November 7, 2025.- Intercorp Financial Services (IFS), the holding company that groups Interbank, Inteligo, Interseguro and Izipay, presented its results for the third quarter of 2025, demonstrating sustained growth driven by the good performance of all its business units.

"The macroeconomic environment shows a stable base supported by activity in consumption-related sectors and sustained private investment. In this context, we continue to see opportunities to help the country’s growth with prudent monetary management focused on generating sustained value to continue executing IFS’ growth strategy, maintaining profitability, and reinforcing our leadership in the Peruvian market," remarked Luis Felipe Castellanos, CEO of IFS.

Meanwhile, Michela Casassa, CFO of IFS, reported that net income for the quarter reached S/ 456 million, with a return on equity (ROE) close to 16%. On a cumulative basis, net income increased 81% compared to 2024, reaching a cumulative ROE of 17.4%.

Interbank continues to strengthen its portfolio with higher-yielding loans, particularly in consumer and small business segments, which already represents 22% of its loan portfolio. "This performance is accompanied by an improvement in risk-adjusted NIM and a better-than-expected cost of risk, that strengthens risk-adjusted profitability, which brings us closer to our medium-term target," stated the CFO.

Casassa highlighted that Interbank stood out for the expansion of its digital ecosystem: Plin’s monthly active users totaled 2.5 million, with an average of 27 transactions per user, 38% more than the previous year. The total loan portfolio grew by more than 5% YoY, with increases of 7% in consumer and small businesses segments. Inteligo more than tripled its profit from a year earlier, driven by growth in assets under management to $8.1 billion and a 17% increase in fee income.